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Chinese universities normally require international students to have medical insurance, and many include it in enrolment or the scholarship package.
Typical arrangements
- Comprehensive insurance for international students (often arranged by the university) — usually required, with an annual premium.
- Scholarship coverage — many scholarships (including the CSC) include medical insurance.
- Private/international cover — some students keep a home policy or buy international health insurance for extra coverage.
Where you get care
- Campus clinic — first stop for minor issues; cheap or free for basic care.
- Designated hospitals — larger hospitals handle serious care; bring your insurance details.
- International clinics — English-speaking, convenient, but more expensive.
Costs
- Campus clinic visits are usually inexpensive.
- Hospital treatment can be costly without insurance — keep your cover valid.
- Keep receipts for any reimbursement.
Tips
- Confirm what your insurance covers (outpatient, hospital, dental, prescriptions).
- Keep your insurance card/record with your passport.
- Learn the campus clinic’s hours and location.
- For emergencies, dial 120 (ambulance); call your university contact too.
Requirements and coverage differ by university and city. Confirm the details with your university’s international office.